Conditions d’utilisation

TERMS OF SERVICE – Institut Capital

OVERVIEW
Welcome to Institut Capital! The terms "we", "us" and "our" refer to Institut Capital. Institut Capital operates this store and website, including all related information, content, features, tools, products and services in order to provide you, the customer, with a curated shopping experience (the "Services"). Institut Capital is powered by Shopify, which enables us to provide the Services to you.

The below terms and conditions, together with any policies referenced herein (these "Terms of Service" or "Terms") describe your rights and responsibilities when you use the Services.

Please read these Terms of Service carefully, as they include important information about your legal rights and cover areas such as warranty disclaimers and limitations of liability.

By visiting, interacting with or using our Services, you agree to be bound by these Terms of Service and our Privacy Policy [LINK]. If you do not agree, you must not use our Services.

SECTION 1 - ACCESS AND ACCOUNT
You confirm that you are of legal age in your country of residence. You agree to provide accurate and complete information when using our Services.

You are responsible for maintaining the confidentiality of your account and for all activities under your account.

SECTION 2 - OUR PRODUCTS
Institut Capital provides digital educational content related to CFA preparation, including but not limited to:

  • Flashcards

  • Quizzes

  • Course materials

  • Mock exams

All products are delivered digitally (PDF files and access to private learning platforms such as Quizlet).

We reserve the right to modify or discontinue any product at any time.

SECTION 3 - ORDERS
When placing an order, you agree to purchase digital content for personal use only.

Orders are confirmed only after payment validation. Institut Capital reserves the right to refuse or cancel any order.

Due to the digital nature of the products, orders cannot be cancelled once access has been granted.

Refunds are governed strictly by our Refund Policy [LINK].

SECTION 4 - PRICES AND BILLING
Prices are displayed at checkout and may change without notice.
VAT is not applicable.

You agree to provide valid payment information and authorize the charges.

SECTION 5 - DELIVERY (DIGITAL PRODUCTS)
All products are delivered digitally within 24 hours after payment via:

  • email containing PDF files

  • access link to private learning platforms

We are not responsible for delays caused by incorrect email information or external services.

SECTION 6 - INTELLECTUAL PROPERTY
All content provided by Institut Capital is protected by intellectual property laws.

You are granted a limited, non-transferable, non-exclusive license for personal use only.

Strictly prohibited:

  • sharing access

  • reproducing or distributing content

  • reselling any materials

Any violation may result in legal action and immediate termination of access.

SECTION 7 - OPTIONAL TOOLS
We may provide access to third-party tools without warranty. Use of such tools is at your own risk.

SECTION 8 - THIRD-PARTY LINKS
We are not responsible for third-party services or platforms (including Quizlet). Use them at your own risk.

SECTION 9 - RELATIONSHIP WITH SHOPIFY
Institut Capital is powered by Shopify. However, all purchases are made directly with Institut Capital. Shopify is not responsible for any transaction or dispute.

SECTION 10 - PRIVACY POLICY
Your data is handled according to our Privacy Policy [LINK].

SECTION 11 - FEEDBACK
Any feedback submitted may be used freely by Institut Capital without compensation.

SECTION 12 - ERRORS
We reserve the right to correct any errors or inaccuracies at any time.

SECTION 13 - PROHIBITED USES
You agree not to misuse the Services, including unlawful use, fraud, or attempts to bypass security.

SECTION 14 - TERMINATION
We may suspend or terminate access at any time in case of violation of these Terms.

SECTION 15 - DISCLAIMER OF WARRANTIES
All Services are provided "as is" without guarantees of results.
Institut Capital does not guarantee exam success or specific outcomes.

SECTION 16 - LIMITATION OF LIABILITY
To the fullest extent permitted by law, Institut Capital shall not be liable for any indirect or consequential damages.

SECTION 17 - INDEMNIFICATION
You agree to indemnify Institut Capital against any claims resulting from misuse of the Services.

SECTION 18 - SEVERABILITY
If any provision is invalid, the remaining provisions remain enforceable.

SECTION 19 - ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and Institut Capital.

SECTION 20 - GOVERNING LAW
These Terms are governed by Swiss law.
Jurisdiction: Switzerland.

SECTION 21 - CHANGES TO TERMS
We may update these Terms at any time.

SECTION 22 - CONTACT INFORMATION
Institut Capital
20 Chemin de l'Ermitage
1619 Châtel-St-Denis
Suisse

Email: contact@institutcapital.com